Array
(
    [info] => Array
        (
            [data] => Array
                (
                    [ID] => 362
                    [user_login] => y.letargat@alt-avocats.fr
                    [user_nicename] => yann-le-targat
                    [user_email] => y.letargat@alt-avocats.fr
                    [user_url] => 
                    [user_registered] => 2024-07-23 15:00:05
                    [user_activation_key] => 
                    [user_status] => 0
                    [display_name] => Yann LE TARGAT
                )

            [ID] => 362
            [caps] => Array
                (
                    [subscriber] => 1
                )

            [cap_key] => gsc_capabilities
            [roles] => Array
                (
                    [0] => subscriber
                )

            [allcaps] => Array
                (
                    [read] => 1
                    [level_0] => 1
                    [subscriber] => 1
                )

            [filter] => 
            [WP_Usersite_id] => 1
        )

    [metas] => Array
        (
            [nickname] => Array
                (
                    [0] => y.letargat@alt-avocats.fr
                )

            [first_name] => Array
                (
                    [0] => Yann
                )

            [last_name] => Array
                (
                    [0] => LE TARGAT
                )

            [description] => Array
                (
                    [0] => 
                )

            [rich_editing] => Array
                (
                    [0] => true
                )

            [syntax_highlighting] => Array
                (
                    [0] => true
                )

            [comment_shortcuts] => Array
                (
                    [0] => false
                )

            [admin_color] => Array
                (
                    [0] => fresh
                )

            [use_ssl] => Array
                (
                    [0] => 0
                )

            [show_admin_bar_front] => Array
                (
                    [0] => true
                )

            [locale] => Array
                (
                    [0] => 
                )

            [gsc_capabilities] => Array
                (
                    [0] => a:1:{s:10:"subscriber";b:1;}
                )

            [gsc_user_level] => Array
                (
                    [0] => 0
                )

            [dismissed_wp_pointers] => Array
                (
                    [0] => 
                )

            [_yoast_wpseo_profile_updated] => Array
                (
                    [0] => 1721746805
                )

            [icl_admin_language] => Array
                (
                    [0] => fr
                )

            [is_django] => Array
                (
                    [0] => 1
                )

            [_is_django] => Array
                (
                    [0] => field_6686aa2cf922d
                )

            [django_id] => Array
                (
                    [0] => 223
                )

            [_django_id] => Array
                (
                    [0] => field_6686aa6df922e
                )

            [is_avocat] => Array
                (
                    [0] => 1
                )

            [_is_avocat] => Array
                (
                    [0] => field_65cb57309da41
                )

            [is_published] => Array
                (
                    [0] => 1
                )

            [_is_published] => Array
                (
                    [0] => field_66a1155981888
                )

            [photo] => Array
                (
                    [0] => 12871
                )

            [_photo] => Array
                (
                    [0] => field_65cc8809f898d
                )

            [telephones_standard] => Array
                (
                    [0] => + 33 467 06 87 87
                )

            [_telephones_standard] => Array
                (
                    [0] => field_65cb523fdc8b5
                )

            [telephones_active_standard] => Array
                (
                    [0] => 1
                )

            [_telephones_active_standard] => Array
                (
                    [0] => field_65cb5285dc8b6
                )

            [telephones_direct] => Array
                (
                    [0] => direct_phone_number
                )

            [_telephones_direct] => Array
                (
                    [0] => field_65cb52e7dc8b7
                )

            [telephones_active_direct] => Array
                (
                    [0] => 
                )

            [_telephones_active_direct] => Array
                (
                    [0] => field_65cb5316dc8b9
                )

            [telephones_mobile] => Array
                (
                    [0] => mobile_phone_number
                )

            [_telephones_mobile] => Array
                (
                    [0] => field_65cb5307dc8b8
                )

            [telephones_active_mobile] => Array
                (
                    [0] => 
                )

            [_telephones_active_mobile] => Array
                (
                    [0] => field_65cb5320dc8ba
                )

            [telephones] => Array
                (
                    [0] => 
                )

            [_telephones] => Array
                (
                    [0] => field_65cb518bdc8b4
                )

            [statut_statut_value] => Array
                (
                    [0] => Avocat associé
                )

            [_statut_statut_value] => Array
                (
                    [0] => field_65cb53c67fca4
                )

            [statut_barreaux_0_ville] => Array
                (
                    [0] => 8450
                )

            [_statut_barreaux_0_ville] => Array
                (
                    [0] => field_65cb544b7fca7
                )

            [statut_barreaux] => Array
                (
                    [0] => 1
                )

            [_statut_barreaux] => Array
                (
                    [0] => field_65cb54397fca6
                )

            [statut_postulations] => Array
                (
                    [0] => 
                )

            [_statut_postulations] => Array
                (
                    [0] => field_65cb559c7fca9
                )

            [statut] => Array
                (
                    [0] => 
                )

            [_statut] => Array
                (
                    [0] => field_65cb53b57fca3
                )

            [specialisations_cnb] => Array
                (
                    [0] => 
                )

            [_specialisations_cnb] => Array
                (
                    [0] => field_65cb560d7fcae
                )

            [video_adresse_url] => Array
                (
                    [0] => 
                )

            [_video_adresse_url] => Array
                (
                    [0] => field_65cb568b7fcb2
                )

            [video] => Array
                (
                    [0] => 
                )

            [_video] => Array
                (
                    [0] => field_65cb56787fcb1
                )

            [reseau_gesica_fonction] => Array
                (
                    [0] => Délégué Régional
                )

            [_reseau_gesica_fonction] => Array
                (
                    [0] => field_65cc7fadf8972
                )

            [reseau_gesica_fonctions_anterieurs] => Array
                (
                    [0] => Membre du conseil d'administration
                )

            [_reseau_gesica_fonctions_anterieurs] => Array
                (
                    [0] => field_65cc7fbcf8973
                )

            [reseau_gesica_clubs_0_club] => Array
                (
                    [0] => 8334
                )

            [_reseau_gesica_clubs_0_club] => Array
                (
                    [0] => field_65cc8037f8975
                )

            [reseau_gesica_clubs_1_club] => Array
                (
                    [0] => 8344
                )

            [_reseau_gesica_clubs_1_club] => Array
                (
                    [0] => field_65cc8037f8975
                )

            [reseau_gesica_clubs] => Array
                (
                    [0] => 2
                )

            [_reseau_gesica_clubs] => Array
                (
                    [0] => field_65cc7ff1f8974
                )

            [reseau_gesica] => Array
                (
                    [0] => 
                )

            [_reseau_gesica] => Array
                (
                    [0] => field_65cc7f84f8971
                )

            [cv_diplomes] => Array
                (
                    [0] => 
                )

            [_cv_diplomes] => Array
                (
                    [0] => field_65cc812af8977
                )

            [cv_date_serment] => Array
                (
                    [0] => 19910101
                )

            [_cv_date_serment] => Array
                (
                    [0] => field_65cc81c1f897a
                )

            [cv_complement_fr] => Array
                (
                    [0] => 
                )

            [_cv_complement_fr] => Array
                (
                    [0] => field_65cc81eef897b
                )

            [cv_complement_en] => Array
                (
                    [0] => 
                )

            [_cv_complement_en] => Array
                (
                    [0] => field_65cc89199a2de
                )

            [cv] => Array
                (
                    [0] => 
                )

            [_cv] => Array
                (
                    [0] => field_65cc80ccf8976
                )

            [cabinets_principal] => Array
                (
                    [0] => 8787
                )

            [_cabinets_principal] => Array
                (
                    [0] => field_65cc83cef897d
                )

            [cabinets] => Array
                (
                    [0] => 
                )

            [_cabinets] => Array
                (
                    [0] => field_65cc8385f897c
                )

            [presentation_description_fr] => Array
                (
                    [0] => 
                )

            [_presentation_description_fr] => Array
                (
                    [0] => field_65cc84c1f8981
                )

            [presentation_description_en] => Array
                (
                    [0] => 
                )

            [_presentation_description_en] => Array
                (
                    [0] => field_65cc86e4f898c
                )

            [presentation_autres_infos_fr] => Array
                (
                    [0] => 
                )

            [_presentation_autres_infos_fr] => Array
                (
                    [0] => field_65cc84f2f8982
                )

            [presentation_autres_infos_en] => Array
                (
                    [0] => 
                )

            [_presentation_autres_infos_en] => Array
                (
                    [0] => field_65cc86d3f898b
                )

            [presentation_centres_interets_fr] => Array
                (
                    [0] => 
                )

            [_presentation_centres_interets_fr] => Array
                (
                    [0] => field_65cc8530f8983
                )

            [presentation_centres_interets_en] => Array
                (
                    [0] => 
                )

            [_presentation_centres_interets_en] => Array
                (
                    [0] => field_65cc86c5f898a
                )

            [presentation_competences] => Array
                (
                    [0] => a:0:{}
                )

            [_presentation_competences] => Array
                (
                    [0] => field_65cc856ff8984
                )

            [presentation_langues] => Array
                (
                    [0] => a:2:{i:0;s:4:"8348";i:1;s:4:"8349";}
                )

            [_presentation_langues] => Array
                (
                    [0] => field_65cc85e7f8985
                )

            [presentation_is_honoraires] => Array
                (
                    [0] => 0
                )

            [_presentation_is_honoraires] => Array
                (
                    [0] => field_65cc862af8986
                )

            [presentation_honoraires_fr] => Array
                (
                    [0] => 
                )

            [_presentation_honoraires_fr] => Array
                (
                    [0] => field_65cc866bf8988
                )

            [presentation_honoraires_en] => Array
                (
                    [0] => 
                )

            [_presentation_honoraires_en] => Array
                (
                    [0] => field_65cc86b5f8989
                )

            [presentation] => Array
                (
                    [0] => 
                )

            [_presentation] => Array
                (
                    [0] => field_65cc84a9f8980
                )

            [cabinets_datas] => Array
                (
                    [0] => a:1:{i:0;a:5:{s:5:"title";s:50:"VINCKEL – ARMANDET – LE TARGAT – BARAT BAIER";s:3:"url";s:69:"https://www.gesica.org/cabinet/vinckel-armandet-le-targat-barat-baier";s:5:"infos";a:7:{s:7:"adresse";s:27:"1350 avenue Albert Einstein";s:11:"code_postal";s:5:"34000";s:5:"ville";s:11:"MONTPELLIER";s:4:"pays";s:6:"France";s:12:"localisation";a:9:{s:3:"lat";d:43.6047084;s:3:"lng";d:3.901276;s:4:"zoom";i:8;s:7:"markers";a:1:{i:0;a:6:{s:5:"label";s:54:"1350 avenue Albert Einstein, 34000 MONTPELLIER, France";s:13:"default_label";s:54:"1350 avenue Albert Einstein, 34000 MONTPELLIER, France";s:3:"lat";d:43.6047084;s:3:"lng";d:3.901276;s:7:"geocode";a:0:{}s:4:"uuid";s:20:"marker_67532419666dd";}}s:7:"address";s:54:"1350 avenue Albert Einstein, 34000 MONTPELLIER, France";s:6:"layers";a:1:{i:0;s:20:"OpenStreetMap.Mapnik";}s:7:"version";s:5:"1.5.7";s:10:"center_lat";d:43.6047084;s:10:"center_lng";d:3.901276;}s:9:"telephone";s:14:"04 67 06 87 87";s:5:"email";s:28:"y.letargat@valtb-avocats.com";}s:7:"adresse";s:46:"1350 avenue Albert Einstein, 34000 MONTPELLIER";s:4:"logo";b:0;}}
                )

            [avatar_datas] => Array
                (
                    [0] => 

LE_TARGAT_Yann_2416_H-Ver_G1ulDSb.JPG


                )

        )

    [acf] => Array
        (
            [is_django] => 1
            [django_id] => 223
            [is_avocat] => 1
            [is_published] => 1
            [photo] => 12871
            [telephones] => Array
                (
                    [standard] => + 33 467 06 87 87
                    [active_standard] => 1
                    [direct] => direct_phone_number
                    [active_direct] => 
                    [mobile] => mobile_phone_number
                    [active_mobile] => 
                )

            [statut] => Array
                (
                    [statut_value] => Avocat associé
                    [barreaux] => Array
                        (
                            [0] => Array
                                (
                                    [ville] => 8450
                                )

                        )

                    [postulations] => 
                )

            [specialisations_cnb] => 
            [video] => Array
                (
                    [adresse_url] => 
                )

            [reseau_gesica] => Array
                (
                    [fonction] => Délégué Régional
                    [fonctions_anterieurs] => Membre du conseil d'administration
                    [clubs] => Array
                        (
                            [0] => Array
                                (
                                    [club] => 8334
                                )

                            [1] => Array
                                (
                                    [club] => 8344
                                )

                        )

                )

            [cv] => Array
                (
                    [diplomes] => 
                    [date_serment] => 1991
                    [complement_fr] => 
                    [complement_en] => 
                )

            [cabinets] => Array
                (
                    [principal] => 8787
                    [cabinets_secondaire] => 
                )

            [presentation] => Array
                (
                    [description_fr] => 
                    [description_en] => 
                    [autres_infos_fr] => 
                    [autres_infos_en] => 
                    [centres_interets_fr] => 
                    [centres_interets_en] => 
                    [competences] => 
                    [langues] => Array
                        (
                            [0] => 8348
                            [1] => 8349
                        )

                    [is_honoraires] => 
                    [honoraires_fr] => 
                    [honoraires_en] => 
                )

        )

    [email] => y.letargat@alt-avocats.fr
    [nomcomplet] => Yann LE TARGAT
    [ID] => 362
    [loginfo] => Yann LE TARGAT - ID : 362 - IP : 185.100.4.64
    [role] => subscriber
    [initiales] => YL
    [is_avocat] => 1
    [is_published] => 1
    [url] => https://www.gesica.org/avocat/yann-le-targat
    [contact_url] => https://www.gesica.org/contact-avocat?avocat=yann-le-targat
    [cabinets] => Array
        (
            [0] => Array
                (
                    [title] => VINCKEL – ARMANDET – LE TARGAT – BARAT BAIER
                    [url] => https://www.gesica.org/cabinet/vinckel-armandet-le-targat-barat-baier
                    [infos] => Array
                        (
                            [adresse] => 1350 avenue Albert Einstein
                            [code_postal] => 34000
                            [ville] => MONTPELLIER
                            [pays] => France
                            [localisation] => Array
                                (
                                    [lat] => 43.6047084
                                    [lng] => 3.901276
                                    [zoom] => 8
                                    [markers] => Array
                                        (
                                            [0] => Array
                                                (
                                                    [label] => 1350 avenue Albert Einstein, 34000 MONTPELLIER, France
                                                    [default_label] => 1350 avenue Albert Einstein, 34000 MONTPELLIER, France
                                                    [lat] => 43.6047084
                                                    [lng] => 3.901276
                                                    [geocode] => Array
                                                        (
                                                        )

                                                    [uuid] => marker_67532419666dd
                                                )

                                        )

                                    [address] => 1350 avenue Albert Einstein, 34000 MONTPELLIER, France
                                    [layers] => Array
                                        (
                                            [0] => OpenStreetMap.Mapnik
                                        )

                                    [version] => 1.5.7
                                    [center_lat] => 43.6047084
                                    [center_lng] => 3.901276
                                )

                            [telephone] => 04 67 06 87 87
                            [email] => y.letargat@valtb-avocats.com
                        )

                    [adresse] => 1350 avenue Albert Einstein, 34000 MONTPELLIER
                    [logo] => 
                )

        )

    [avatar] => 

LE_TARGAT_Yann_2416_H-Ver_G1ulDSb.JPG


    [subtitle] => Avocat associé
    [competences_label] => Array
        (
        )

    [competences] => Array
        (
        )

    [url_html] => 
)

TEG erroné

Le 06 août 2019 par ,

VIDEO

Une fois sur deux, le taux de votre prêt immobilier est erroné. Afin de se prémunir contre ce genre d’erreur, Yann le Targat, avocat spécialiste en droit des affaires du réseau GESICA, vous explique ce qu’est le TEG, comment il fonctionne et pourquoi il est important pour vous.

L'auteur